Under new guidance the Financial Ombudsman Service (FOS) will allow certain endowment claims to have the deadlines waived providing the consumer can verify unusual circumstances that prevented their timely complaint.
In most normal cases, there are strict time-limit rules for complaining about mortgage endowments. In June 2004 the industry regulator, the FSA, told financial firms they must give customers a clear "final date" for making a complaint. Once this final date has passed, you will be too late to complain - either to the firm or to the ombudsman service - because the complaint claim period will have expired.
Word search puzzles have become increasingly popular with kids. They focus their minds, are enjoyable, and even have an educational aspect to them. But those left recently in doctors surgeries and hospital waiting rooms weren't donated through any sense of altruism - but strictly for marketing purposes.
The brainteasers involve ringing jumbled letters in a box to identify words. Words and phrases to be identified include 'compensation', 'claim today' and 'no win, no fee' - the very words that lawyers use relating to accident claims.
On the morning of the 8th of August, Adam Locke got woken up by water on his face. To his shock and horror, when he was fully awake he realised that it was not water that had filled his bedroom to a height of 4 feet, it was raw sewage.
Residents of the luxury property development called Ramblin' Hills located in Windber experienced a nightmare that day when the storm water from an early morning downpour combined with raw sewage and filled their street and their houses destroying heaters, washers, dryers, appliances, furniture and personal possessions.
Office managers always have to ensure their employees are working in as a safe an environment as possible.
However, some disasters cannot be prevented and therefore it is important for all workers to know how best to react in the event of a natural disaster.
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